Sometimes things happen in life that affects our credit in a negative way. Every person and every story is unique and we respect that. We have programs for all different credit situations and lenders that are willing to work with ‘High Risk’ or Sub-Prime situation – like bad credit, new credit, bankruptcies, proposals, discharged, divorced, new to canada, young credit, student credit, etc. In some cases we may require a down payment & in other cases we may advise that it would be in your best interest to find a co-signer. Your loan application will be approved.

Almost Certainly, YES! We have multiple lenders that other dealership or institutions may not have access to & we match you to the one best for your financial situation. In every case, we will explain what we need to do and explain what is best for your situation. If you have been approved on a different program, we are confident we can save you thousands!

Every time you apply for credit or a loan it affects your credit rating. We do our best to protect your credit rating is not sending your application to multiple lenders. In order to avoid negative sideffects; We will carefully review your application and contact you directly for an accurate description of your situation before we contact any lenders. We will match you with the appropriate lender by pulling a credit report; of course only with your permission.